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Car Loan
Repayment Calculator

Use our handy calculator to figure out what your Car Loan repayments might look like.
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Calculate your repayments

$

At an interest rate of

%

 

Interest rate p.a.^

8.99%

to

29.99%

Your estimated monthly repayment including establishment fee

$0

Total interest paid

$0

Total amount paid

$0

Interest saved

$0

Time saved

0 yrs, 0 mths

0 years, 0 months

This won't affect your Credit Score

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Calculator Assumptions
The repayment amount shown using this calculator is an estimate only. The results from this calculator should be used as an indication only, and do not represent either a quote or pre-qualification or approval for a loan. This calculator should only be used as a guide to see how personal loan repayments can vary when you change the loan amount, interest rate, and loan term. Total amount paid includes the loan amount, interest and a $240 establishment fee. Loans with a variable interest rate are subject to change throughout the duration of the loan.

Why choose a Gem Loan?

Un-complicated loans

Get an indicative Quote in 2 minutes, Apply in under 7 minutes. Once approved and you accept your contract, funds in your account in less than 24 hours.

Flexible options

At Gem, you can choose to apply for a Fixed or Variable loan, along with an option to set up monthly, fortnightly or weekly repayments.

Redraw extra funds

Get flexible access to funds when you need them, when you're ahead on repayments with a Variable Rate Personal Loan.

Want more information on our Car Loans?

You're into detail - that's what we like!

Let's Go!

Applying for a Latitude Car Loan is simple

1. Check your rate

Get your personalised rate online in 2 minutes without impacting your credit score.

2. Apply online

Submit your ID details and proof of income. Get a response within 2 business days.

3. Accept

Accept your loan contract digitally through our customer portal.

4. Get your funds

Funds released within 24 hours of receiving your signed contract and banking details.

Check your eligibility

Calculator and tools

Loan repayment calculator
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We’re here to help

Got questions for our loan team?Call now on 0800 422 898 Mon - Fri 9:00am - 6:30pm.

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Important information

^Gem Personal Loan rates range from:
Variable Loans - 8.99% p.a. to 28.99% p.a. for Secured Loans and 9.99% p.a. to 29.99% p.a. for Unsecured loans. Loans with a variable interest rate are subject to change throughout the duration of the loan.Fixed Loans - 8.99% p.a. to 28.99% p.a. for Secured Loans and 9.99% p.a. to 29.99% p.a. for Unsecured loans.

Your interest rate depends on your personal circumstances. If you choose to pay your loan off sooner, we will not charge you an early repayment fee. Credit and lending criteria, and fees apply including a $240 establishment fee. Credit provided by Latitude Financial Services Limited.

Example: A unsecured Gem Personal Loan of $20,000 borrowed for three years with an interest rate of 15.99% p.a. (fixed for the life of the loan) would equate to a total repayment amount of $25,613 approximately (including a $240 establishment fee).