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Car Loan
Repayment Calculator

Use our handy calculator to figure out what your Car Loan repayments might look like.

Calculate your repayments

$

At a fixed interest rate of 

%

 

Interest rate p.a.^

8.99%

to

29.99%

Your estimated monthly repayment including establishment fee

$0

Total interest paid

$0

Total amount paid

$0

Interest saved

$0

Time saved

0 yrs, 0 mths

0 years, 0 months

Calculator Assumptions
The repayment amount shown using this calculator is an estimate only. The results from this calculator should be used as an indication only, and do not represent either a quote or pre-qualification or approval for a loan. This calculator should only be used as a guide to see how personal loan repayments can vary when you change the loan amount, interest rate, and loan term. Total amount paid includes the loan amount, interest and a $240 establishment fee. Loans with a variable interest rate are subject to change throughout the duration of the loan.

Want more information on our Car Loan?

You're into detail - that's what we like!

How to apply

  1. Check your interest rate online in 2 minutes without impacting your credit score
  2. Check your eligibility and complete your application
  3. Provide any required documents such as payslips and identification
  4. Securely accept your loan contract online
  5. Within 24 hours of your contract acceptance the money should be in your account

Calculators and tools

Budget
planner

Not sure how far the budget will stretch? Take a look at our budget planner. It'll help work out how much you can afford to repay.

Personal loan
repayment calculator

Interested in what your repayments might be before you jump into applying? Use our personal loan calculator to find out.

We're here to help

Call our loan specialists on 0800 422 898

Mon to Fri 9:00am - 6:30pm.

Important information

^Gem Personal Loan
Gem Personal Loan rates range from:
Variable Loans - 8.99% p.a. to 28.99% p.a. for Secured Loans and 9.99% p.a. to 29.99% p.a. for Unsecured loans. Loans with a variable interest rate are subject to change throughout the duration of the loan.
Fixed Loans - 8.99% p.a. to 28.99% p.a. for Secured Loans and 9.99% p.a. to 29.99% p.a. for Unsecured loans.
Your interest rate depends on your personal circumstances. If you choose to pay your loan off sooner, we will not charge you an early repayment fee. Credit and lending criteria, and fees apply including a $240 establishment fee. Credit provided by Latitude Financial Services Limited.

Example: A secured Gem Car Loan of $20,000 borrowed for three years with an interest rate of 15.99% p.a. (fixed for the life of the loan) would equate to a total repayment amount of $25,613 approximately (including a $240 establishment fee).

Calculators
The repayment amount shown using this calculator is an estimate only. The results from this calculator should be used as an indication only, and do not represent either a quote or pre-qualification or approval for a loan. This calculator should only be used as a guide to see how personal loan repayments can vary when you change the loan amount, interest rate, and loan term. The interest saved and time saved is an estimate only and is based on paying the extra monthly amount for the full term. Total amount paid includes the loan amount, interest and a $240 establishment fee.