Our Company

We make it possible

With financing solutions in the moments that matter

Gem is there for our customers through all life’s moments – the big, the small, the planned and the unexpected. For now and in the future.

We're the brand that helps customers shop and purchase what they need with credit cards, interest-free payment plans and personal loans. We deliver much-needed competition to the major banks and choice to consumers.

We help retailers attract customers and grow sales with seamless payment and lending solutions, fast decisions, and valuable insights and sales opportunities with our millions of customers.

We’re part of Latitude Financial Services, which looks after customers across New Zealand and Australia and has forged solid, long term partnerships with some of the region’s most iconic and successful retailers, including Harvey Norman, The Warehouse Group, Samsung, Apple. Plus, we partner with 5,500+ brokers to connect customers with the right personal loans, whether for a home renovation, a new car, or a major life purchase.

We’re passionate about empowering people to unlock opportunities and reach their goals. By pushing the limits of what’s possible, we inspire others to imagine and create new possibilities.